We take our clients’ financial privacy very seriously. During the course of processing your application, we accumulate non-public personal information from you and from other sources, such as your income, your assets, and your credit history in order to make an informed decision about granting you credit. We restrict access to non-public personal information about you to those employees who need to know that information. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information. By applying for a mortgage, you are granting us permission to obtain all information deemed necessary to process your mortgage loan application. This information includes, but is not limited to, your past and present employment, your deposit accounts, your consumer credit record, your mortgage record and/or your rental record. We do not disclose any non-public personal information about our customers or former customers to any third party, except as permitted or required by law.